Best Interest continues to be a hot button for FINRA. The Care obligation and Conflict of interest provisions are FINRA’s priorities when reviewing your advisors’ Sales Practices. What has your firm put in place to aid your advisors as they service their investor customers in an effort to mitigate RegBI risk in these specific areas? What safeguards have you built into the sales process overall a what efforts have you mandated that advisors use to comply? What review mechanisms support oversight and ongoing education of your advisors? Do you have ideas to make the process better? If so, what is holding you back from implementing them?